Lady: Do you smoke?
Man: Yes.
Lady: How many packs?
Man: 3 packs daily.
Lady: How much is per pack for your brand?
Man: $ 8 a pack.
Lady: And how long have you been smoking?
Man: Almost 18 years.
Lady: So one pack costs $ 8 and you have 3 packs a day which puts your spending each month at $ 720. In one year, it would be $ 8640. Correct?